Wyoming Capital Access Direct Loan Program
Terms & Conditions

What are the terms and conditions of the Direct Loan Program?

Loan terms are structured to match the use of proceeds. Standard terms are 5 – 7 years with a maximum of 10 years for working capital and machinery/equipment and a maximum of 20 years for real estate.

Interest rates are variable, based on the Wall Street Journal (WSJ) Prime Rate and determined based on a risk profile assessment. 

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The SBA 504 loan program provides long-term, low interest, fixed-rate financing to Wyoming small businesses.
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